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Medicare, Medicaid, managed care programs and in some instances commercial insurance programs provide coverage for hospice care.
Medicare
Most of our patients are eligible for Medicare coverage. Native Angels accepts the Medicare hospice benefit payment for 100 percent of a patient’s hospice care, that is, hospice services are fully reimbursable by Medicare. Native Angels requires no patient co-payments for our services.
Medicare Eligibility
Patients are eligible for Medicare hospice benefits if:
- they are eligible for Medicare Part A (also called the hospital insurance portion of Medicare),
- the patient’s doctor and Native Angels hospice staff certify the patient is terminally ill,
- the patient chooses to end treatments aimed at attempting to cure the disease or condition and elects treatment that eases pain and discomfort,
- and a Medicare-certified hospice program, such as Native Angels Hospice, provides the care.
Under the Medicare Hospice benefit, beneficiaries elect to receive what is called palliative treatment - treatment that helps ease pain and discomforting symptoms, rather than trying to cure a disease. By accepting the hospice benefit of Medicare, the patient waives Medicare coverage for treatment of the terminal illness. However, the patient may continue to access standard Medicare benefits for treatment of conditions unrelated to the terminal illness.
What does Medicare cover?
Hospice benefits, which are paid in total by Medicare, include:
 Doctor services related to the terminal illness- Regular home care visits by a nurse
- Visits by a home healthcare aide for such services as dressing and bathing
- Chaplain services for the patient and the family, if desired
- Social work and counseling services
- Bereavement counseling
- Medical equipment such as a hospital bed, wheelchair, or walker
- Medical supplies such as bandages or catheter
- Drugs to control symptoms and relieve pain
- Physical, speech and occupational therapy
- Dietary counseling
- Short-term hospital care, including respite care for caregivers
Native Angels’ hospice services are available to patients at their own home or in nursing homes, hospitals, or other long-term care or assisted living facilities. The Medicare benefit for hospice care does not cover expenses for room and board at nursing homes or long-term care and assisted living facilities. Medicaid and some personal insurance plans, however, cover these room and board expenses.
Medicaid
Native Angels accepts Medicaid for 100 percent of the charges associated with our services. The services provided by Native Angels under the Medicaid Hospice benefit are the same as those provided under Medicare.
Managed Care/HMO
Native Angels will work with you to maximize any hospice benefits available. Managed care organizations must allow patients or their families to choose from all Medicare-certified hospices, such as Native Angels.
Private Insurance
Native Angels will work with you to maximize any hospice benefits available under your private insurance coverage. For patient evaluation, referrals and inquiries, please call 1-800-718-1541
Medigap
Patients in the Original Medicare program may have a Medicare Supplemental Insurance or Medigap policy. Medigap will assist in covering the treatment and care costs of health problems not related to a patient’s terminal illness. |
Hospice is a special concept of care designed to provide comfort and support to patients and their families when a life-limiting illness no longer responds to cure-oriented treatments.